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News for 'Expected Credit'

UK Opens Up For Indian Students

UK Opens Up For Indian Students

Rediff.com8 Oct 2025

'Initiatives such as the Young Professionals Scheme also offer young graduates the chance to live and work in the UK after gaining experience.'

Economists torn between rate cut and pause in next MPC

Economists torn between rate cut and pause in next MPC

Rediff.com31 Oct 2025

While participants in the domestic financial market are expecting a 25 basis-point policy repo rate cut in the December meeting of the Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI), economists remain torn between a reduction in rate cut and a pause.

Chinese steel inflows via Nepal raise alarm

Chinese steel inflows via Nepal raise alarm

Rediff.com24 Nov 2025

The matter has now been escalated and the ministry has written to Customs, Bureau of Indian Standards (BIS) and the Directorate of Revenue Intelligence (DRI) to investigate it thoroughly.

'Rising loan appeal hits corporate bond market's momentum'

'Rising loan appeal hits corporate bond market's momentum'

Rediff.com30 Oct 2025

India's corporate bond market, driven by public sector undertaking (PSU) banks and financial institutions last year, is losing momentum since the second quarter of FY26.

Three things that could curb bank credit growth this year

Three things that could curb bank credit growth this year

Rediff.com8 Jan 2025

Bank credit growth is expected to moderate this financial year after a robust 16 per cent estimated for last financial year, driven by strong economic activity and retail credit demand. There are three reasons for this: a statistical high-base effect given the strong growth seen last financial year, revision in risk weights by the Reserve Bank of India (RBI), and relatively slower economic activity.

India's Housing Finance Sector Hits Home Run

India's Housing Finance Sector Hits Home Run

Rediff.com29 Oct 2025

India's housing finance sector is riding a wave of post-pandemic revival, driven by policy support, digital innovation, and growing demand from younger homebuyers in emerging cities.

Rejuvenated United out for revenge against Spurs

Rejuvenated United out for revenge against Spurs

Rediff.com7 Nov 2025

Manchester United's season, already their worst in the Premier League, hit a new low with their 1-0 defeat to Spurs in that final in Bilbao that denied them a spot in this season's Champions League.

Adani's Kutch Copper inks MoU with Caravel Minerals for Australia project

Adani's Kutch Copper inks MoU with Caravel Minerals for Australia project

Rediff.com7 Nov 2025

Adani Enterprises' subsidiary Kutch Copper (KCL) and Australian Securities Exchange-listed Caravel Minerals on Thursday signed a non-binding memorandum of understanding (MoU) for collaboration on the Caravel Copper Project in Western Australia's Murchison region, for an undisclosed amount, according to a joint statement.

India rejects IMF view that US tariffs will stay indefinitely, hit growth

India rejects IMF view that US tariffs will stay indefinitely, hit growth

Rediff.com27 Nov 2025

The Indian government has expressed its disagreement with the IMF staff's 'baseline' assumption that the 50 per cent US tariffs on its goods exports 'would remain in place indefinitely', based on which the staff pegged the country's GDP growth at 6.6 per cent this year, and pared its 2026-27 projection by 20 basis points to 6.2 per cent.

Moody's retains India rating at 'Baa3', maintains 'stable' outlook

Moody's retains India rating at 'Baa3', maintains 'stable' outlook

Rediff.com29 Sep 2025

Global rating Moody's on Monday affirmed India's long-term local and foreign-currency issuer ratings and the local-currency senior unsecured rating at 'Baa3' with a 'stable' outlook on the back of robust economic growth and sound external position. The rating agency also affirmed India's other short-term local-currency rating at P-3.

Factors that will support credit access of India Inc in FY26

Factors that will support credit access of India Inc in FY26

Rediff.com13 Jan 2025

Fitch Ratings on Monday said India's steady GDP growth outlook, improved banking sector's financial health and expected interest-rate cuts in 2025 will support credit access for corporates in FY26.

How a Mumbai maidan coach revived Harmer's career

How a Mumbai maidan coach revived Harmer's career

Rediff.com15 Nov 2025

How Mumbai Maidan coach Patwal's tough-love sessions gave Harmer his second wind

Moody's downgrades Tata Motors' outlook over JLR incident

Moody's downgrades Tata Motors' outlook over JLR incident

Rediff.com29 Sep 2025

Moody's Ratings on Monday downgraded Tata Motors' outlook to negative from positive following a cyber attack on its British arm Jaguar Land Rover which has led to a complete production halt. The rating agency affirmed the Mumbai-based auto major's Ba1 corporate family rating (CFR).

'I Want To Inspire Others And Help Us As A Nation'

'I Want To Inspire Others And Help Us As A Nation'

Rediff.com10 Nov 2025

'I'm looking at it as a chance to play international football, to represent India, and to hopefully inspire other players with a similar background to me, to show them that they can come to India and do the same thing.'

'Upright stance': Shreyas shares secret of his consistency

'Upright stance': Shreyas shares secret of his consistency

Rediff.com23 Oct 2025

Shreyas Iyer said that returning to an upright batting stance has helped him regain confidence and consistency, allowing him to adapt better to varied conditions at home and overseas.

Bank loan books report healthy growth in Q2

Bank loan books report healthy growth in Q2

Rediff.com31 Oct 2025

The pickup was driven partly by fresh corporate investment but more by higher working-capital demand.

Sonakshi, Manish and the 'Kajol' factor!

Sonakshi, Manish and the 'Kajol' factor!

Rediff.com30 Oct 2025

Sonakshi Sinha and Manish Malhotra were their candid, charming selves as they graced the sixth episode of Too Much With Kajol and Twinkle.

'It was all about...' Richa reveals success mantra

'It was all about...' Richa reveals success mantra

Rediff.com4 Nov 2025

India's World Cup-winning team was built on trust and role clarity, feels dashing keeper-batter Richa Ghosh, who was assigned the finisher's role by head coach Amol Muzumdar.

Budget 2026: Nirmalaji's Challenges, Opportunities

Budget 2026: Nirmalaji's Challenges, Opportunities

Rediff.com21 Nov 2025

The best course for the government at this time would be to tighten the seat belt a little more, without compromising on its investments in creating better infrastructure and giving a push to privatisation, points out A K Bhattacharya.

Credit-deposit growth gap likely to dip sharply in FY26: India Ratings

Credit-deposit growth gap likely to dip sharply in FY26: India Ratings

Rediff.com17 Mar 2025

The gap between credit and deposit growth in the banking system is expected to decline sharply to 80 basis points (bps) in the next financial year from an average of 386 bps over the FY22-Q3FY25 period, according to rating agency India Ratings. This would be against the backdrop of sharp moderation in the incremental loan deposit ratio (LDR) of the Indian banking system to 85 per cent in February 2025 from 117-118 per cent in the same month of 2024.

Retail inflation slips to over 8-yr low of 1.54% in Sep

Retail inflation slips to over 8-yr low of 1.54% in Sep

Rediff.com13 Oct 2025

Retail inflation slipped to 1.54 per cent in September from 2.07 per cent in the preceding month mainly due to subdued prices of food items, including vegetables and pulses, according to government data released on Monday. The consumer price index (CPI) based inflation was 5.49 per cent in September 2024.

How Jemimah's night of redemption unfolded!

How Jemimah's night of redemption unfolded!

Rediff.com31 Oct 2025

Jemimah stood still for a moment, her eyes glistening under the floodlights. This was more than just a match-winning hundred - it was a moment of deliverance.

US-Pak ties not at the expense of our relationship with India: Rubio

US-Pak ties not at the expense of our relationship with India: Rubio

Rediff.com26 Oct 2025

The US sees an opportunity to expand its strategic relationship with Pakistan but assures that it will not come at the expense of its ties with India, according to US Secretary of State Marco Rubio.

How GST Rate Cut Will Impact Sectors

How GST Rate Cut Will Impact Sectors

Rediff.com8 Sep 2025

Lower rates effectively increase disposable income, strengthen purchasing capacity, and support broader consumption growth.

Tata Capital's Rs 15,512 cr IPO subscribed 1.95 times

Tata Capital's Rs 15,512 cr IPO subscribed 1.95 times

Rediff.com8 Oct 2025

The initial public offering of non-banking financial company Tata Capital Ltd got fully subscribed on the final day of bidding on Wednesday. The company's Rs 15,512 crore share sale received bids for 45,84,78,044 shares against 33,34,36,996 shares on offer, translating into 1.38 times subscription, according to NSE data till 13:36 hours.

'Form is just a word for Virat Kohli'

'Form is just a word for Virat Kohli'

Rediff.com19 Oct 2025

Arshdeep feels that being a master of 50-over cricket, Kohli will score runs in the remaining two games of this series.

Bihar Electoral Tsunami No One Saw Coming

Bihar Electoral Tsunami No One Saw Coming

Rediff.com18 Nov 2025

'Are elections still fair in India, or are we all witness to a macabre style of 'selection' of lawmakers? The jury will be out on this for a long time because there is no definitive evidence on either contention, at least as yet,' notes Nilanjan Mukhopadhyay, author, Narendra Modi: The Man, The Times.

Private sector banks' credit costs up in Q3FY25 on higher provisions

Private sector banks' credit costs up in Q3FY25 on higher provisions

Rediff.com27 Jan 2025

Private sector banks that announced their earnings for the October-December quarter (Q3) of 2024-25 (FY25) reported a rise in credit costs due to higher provisions, mainly for unsecured retail loans.

League Cup: Liverpool thrashed, holders Newcastle through

League Cup: Liverpool thrashed, holders Newcastle through

Rediff.com30 Oct 2025

Second-string Liverpool were thumped 3-0 by Crystal Palace as Ismaila Sarr struck twice for the visitors in the League Cup on Wednesday, booking the London side's spot in the quarter-finals and piling more misery on Arne Slot's struggling side.

'GST 2.0 Great Opportunity For Insurance Biz To Make Products Affordable'

'GST 2.0 Great Opportunity For Insurance Biz To Make Products Affordable'

Rediff.com3 Nov 2025

'The government is putting insurance in the same category as food, which is essential for life.' 'Now this is an opportunity for the sector to focus on the consumer.'

As new GST rates kick in, groceries, medicines, cars get cheaper

As new GST rates kick in, groceries, medicines, cars get cheaper

Rediff.com22 Sep 2025

New lower GST rates kicked in from Monday, resulting in a slashing of prices of as many as 375 items ranging from toothpaste and shampoo to cars and television sets, a move seen as an attempt to boost consumption to cushion an economy facing tariff headwinds. Tax rates of 5, 12, 18, and 28 per cent have been clubbed into two rates of 5 per cent and 18 per cent, resulting in a reduced price of 99 per cent of daily use items.

Pant fails as Subrayen takes five to put SA A in control

Pant fails as Subrayen takes five to put SA A in control

Rediff.com31 Oct 2025

After bowling out SA A for 309, overnight 299/9, in the first session, India succumbed to their own waywardness, and the relentlessness of off-spinner Prenelan Subrayen (5/61), to concede an innings lead of 75.

Fonseca credits Guga for Brazilian support at French Open

Fonseca credits Guga for Brazilian support at French Open

Rediff.com28 May 2025

One of the rising stars of the men's tour, Fonseca shocked ninth seed Andrey Rublev on his Grand Slam main draw debut at the Australian Open in January and became the youngest Brazilian to win an ATP tournament at the Argentina Open the following month.

Why PSBs are raising home loan rates

Why PSBs are raising home loan rates

Rediff.com25 Aug 2025

Some public sector banks, including State Bank of India (SBI), Union Bank of India, Canara Bank, and Bank of India, are increasing the spread on home loans for new customers to protect margins.

GDP growth likely to be lower at 6.3% in FY26

GDP growth likely to be lower at 6.3% in FY26

Rediff.com21 Aug 2025

India's economic growth is expected to be lower at 6.3 per cent this fiscal compared to the RBI's projection of 6.5 per cent, a SBI Research Report said on Thursday. The report pegged the first quarter GDP estimate at around 6.8-7 per cent, mainly due to muted private capex.

Sri Lanka: Paradiso For Travellers

Sri Lanka: Paradiso For Travellers

Rediff.com25 Nov 2025

Sri Lanka stays with you not just in memory, but gently reminds you what a society can achieve when heart and heritage guide the way.

After The Ceasefire: What Can India Expect?

After The Ceasefire: What Can India Expect?

Rediff.com12 May 2025

'One good outcome of Operation Sindoor -- perhaps, its best outcome -- could be that India has resumed meaningful contact directly with Pakistan at the military-to-military level,' observes Ambassador M K Bhadrakumar.

759 runs! Sudharsan credits County stints for IPL dream run

759 runs! Sudharsan credits County stints for IPL dream run

Rediff.com31 May 2025

Brief stints in county cricket have given Sai Sudharsan immense confidence ahead of his maiden Test tour of England and convinced him that "basics" are the most important part of batting.

Return of coal threatens India's emission commitments

Return of coal threatens India's emission commitments

Rediff.com29 Oct 2025

India's new climate pledge to the UN could be weakened by its growing use of coal, even as the country plans a 2035 roadmap to cut emissions and boost clean energy.

Want To Invest In MMFs? Read This

Want To Invest In MMFs? Read This

Rediff.com26 Sep 2025

'They are positioned as defensive products and can potentially give marginally higher returns than liquid funds.'

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